title - WHEN INSURING YOUR LEXUS, TRUST MYLEXUS INSURANCE FOR QUALITY AND AFFORDABILITY.
htmlTextData.content.items[0].content - <p>MyLexus Insurance makes it simple to save both time and money when going through the hassle of finding the right insurance. And you can rest assured that any repairs to your damaged car will be done by Lexus accredited repairers, using genuine Lexus replacement parts - so, your car’s legendary reliability will remain intact.</p>
<p> </p>
<p><img src="https://dev-images.fluyota.co.za/toyotacms/attachments/ckguqfrrp000s0gplperierrj-auto-general.full.jpg" /> </p>
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title - MYLEXUS INSURANCE PRODUCTS
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title - FREQUENTLY ASKED QUESTIONS
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defaultConcertinaData[0].title - WHAT IS INCLUDED IN THE MYLEXUS INSURANCE POLICY?
defaultConcertinaData[0].content.items[0].content - <p>When you choose to insure your car through us, you not only get great insurance cover but also the following benefits and features.:</p>
<ul>
<li>Repairs done by Lexus accredited repairers</li>
<li>Cover for accidental damage, theft and hi-jacking and 3rd party liability</li>
<li>Cover for hail damage</li>
<li>Cover for your windscreen and factory fitted sound system and accessories</li>
<li>Assist services including; Road Assist, Home Assist, Medical Assist, Trauma Assist, Legal Assist, Towing and Storage Assist</li>
<li>Vehicle repatriation and SASRIA included</li>
</ul>
<p>Switch today for Superior service</p>
<p>It’s so easy, just call us on 0860 98 98 98 for a quote</p>
<p><br />
<img alt="Auto general logo" src="https://dev-images.fluyota.co.za/toyotacms/attachments/ckguqfrrp000s0gplperierrj-auto-general.full.jpg" /><br />
The MyLexus Insurance Policy is provided, administered and underwritten by Auto and General Insurance Company Limited, an authorised Insurer and Financial Services Provider. MyLexus Insurance is brought to you by Toyota Insurance Management South Africa Proprietary Limite</p>
defaultConcertinaData[1].content.items[0].content - <p>Credit life protects you and your family in the event of your death, permanent disability, temporary disability, loss of income or diagnosis of a dread disease.<br />
</p>
<p><strong>How will you benefit?</strong></p>
<ul>
<li>Death: This benefit will pay out what you still owe to your finance provider.</li>
<li>Permanent Disability: This benefit will pay out what you still owe to your finance provider.</li>
<li>Temporary Disability: While you are temporarily disabled you will receive an amount of money equal to your monthly instalments.</li>
<li>Dread Diseases: The policy will pay out, based on severity, what you still owe your finance provider once there is a conclusive diagnosis of the dread disease.</li>
<li> Your monthly instalment will be paid for a maximum period of 3 months per claim, limited to a maximum period of 6 months.</li>
</ul>
<p><img alt="Hollard logo" src="https://dev-images.fluyota.co.za/toyotacms/attachments/ckguqfrrp000s0gplperierrj-auto-general.full.jpg" /></p>
<p>Underwritten by Hollard Life Assurance Co. Ltd (Reg No 1993/001405/06), an Authorised Financial Services Provider.</p>
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defaultConcertinaData[2].title - DEATH AND DISABILITY POLICY?
defaultConcertinaData[2].content.items[0].content - <p>This policy will ensure that in the event of your death or permanent disability, the full outstanding amount on your finance agreement will be settled.<br />
</p>
<p><strong>How will you benefit?</strong></p>
<ul>
<li>Death: This benefit will pay out what you still owe to your finance provider.</li>
<li>Permanent Disability:<strong> </strong>This benefit will pay out what you still owe to your finance provider.</li>
</ul>
<p><img alt="Hollard logo" src="https://dev-images.fluyota.co.za/toyotacms/attachments/ckguqfrrp000s0gplperierrj-auto-general.full.jpg" /></p>
<p>Underwritten by The Hollard Life Assurance Company Limited (Reg No. 1993/001405/06), an Authorised Financial Services Provider (FSP No. 17698)</p>
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defaultConcertinaData[3].title - GAPP (GUARANTEED AUTO PROTECTION PLAN)?
defaultConcertinaData[3].content.items[0].content - <p>This policy operates together with your Comprehensive Policy. It will give you additional cover should your vehicle be damaged, written off or stolen, and you find that the money your insurer pays out is not enough to cover what you still owe to your finance provider.<br />
</p>
<p><strong>How will you benefit?</strong></p>
<p><strong>Shortfall Cover</strong></p>
<ul>
<li>Will pay the difference between what your Comprehensive Insurance pays and what you owe to your finance provider, excluding arrears and arrear interest up to a maximum of R1.5 million.</li>
<li>This benefit contributes up to R15 000 towards your underlying excess required by your comprehensive insurance claim.</li>
</ul>
<p><strong>Loyalty Bonus Benefit</strong></p>
<ul>
<li> We will pay R15 000 towards the purchase of a replacement vehicle of your choice from a Lexus Dealership within 3 months of finalizing the Underlying Insurance Policy claim.</li>
</ul>
<p><strong>Instalment Protector Benefit</strong></p>
<ul>
<li>Pays your monthly vehicle instalment to the finance provider if the vehicle is declared a Total Loss. The maximum monthly payment will be equal to your vehicle instalment, but limited to R5 000.</li>
</ul>
<p><strong>Expense Assist Benefit</strong></p>
<ul>
<li>We will contribute R5 000 for any additional costs that may occur as a result of a Total Loss. Examples of typical expenses that may occur are additional excess payments, and payment towards a rental vehicle or transport facilities.</li>
</ul>
<p><img alt="Hollard logo " src="https://dev-images.fluyota.co.za/toyotacms/attachments/ckguqfrrp000s0gplperierrj-auto-general.full.jpg" /></p>
<p>Underwritten by The Hollard Insurance Co. Ltd (Reg No 1952/003004/06), an Authorised Financial Services Provider</p>
defaultConcertinaData[4]
defaultConcertinaData[4].title - MyGAPP ESSENTIAL
defaultConcertinaData[4].content.items[0].content - <p>This policy operates together with your Comprehensive Policy. It will give you additional cover should your vehicle be damaged, written off or stolen, and you find that the money your insurer pays out is not enough to cover what you still owe to your finance provider.<br />
</p>
<p><strong>How will you benefit?</strong></p>
<p><strong>Shortfall Cover</strong></p>
<ul>
<li>Will pay the difference between what your Comprehensive Insurance pays and what you owe to your finance provider, excluding arrears and arrear interest up to a maximum of R300,000.</li>
<li>This benefit contributes up to R10,000 towards your underlying excess required by your comprehensive insurance claim.</li>
</ul>
<p><strong>Loyalty Bonus Benefit</strong></p>
<ul>
<li>We will pay R5 000 towards the purchase of a replacement vehicle of your choice from a Lexus Dealership within 3 months of finalizing the Underlying Insurance Policy claim.</li>
</ul>
<p><br />
<img alt="Hollard Logo" src="https://dev-images.fluyota.co.za/toyotacms/attachments/ckguqfrrp000s0gplperierrj-auto-general.full.jpg" /><br />
Underwritten by The Hollard Insurance Co. Ltd (Reg No 1952/003004/06), an Authorised Financial Services Provider</p>
defaultConcertinaData[5].content.items[0].content - <p>This policy operates together with your Comprehensive Policy, and will pay back the deposit that you paid at the time of purchasing your vehicle should it be; written off, or stolen and not recovered, or damaged beyond economical repair.</p>
<p> </p>
<p><strong>How will you benefit?</strong></p>
<ul>
<li>This policy will pay the deposit paid by you at the original purchase date.</li>
<li>The maximum payment is R500 000.</li>
</ul>
<p><img alt="Hollard Logo" src="https://dev-images.fluyota.co.za/toyotacms/attachments/ckguqfrrp000s0gplperierrj-auto-general.full.jpg" /></p>
<p>Underwritten by The Hollard Insurance Co. Ltd (Reg No 1952/003004/06), an Authorised Financial Services Provider.</p>
defaultConcertinaData[6].content.items[0].content - <p>In our current struggling market economy, the chance of being retrenched and being left with no funds to pay your debt is unfortunately high. This policy will take care of your monthly vehicle instalment, leaving you to focus on finding alternative employment without the worry of monthly vehicle instalments.<br />
</p>
<p><strong>How will you benefit?</strong></p>
<ul>
<li>This benefit is only payable in the event of involuntary retrenchment.</li>
<li>While you are retrenched, the policy will pay your full instalments (including insurance premiums, but specifically excluding arrear instalments and interest on arrears).</li>
<li>The maximum period over which you will be covered for is 9 months, limited to a maximum of 6 months for the first claim.</li>
<li>There is no cover for the first 3 months from commencement of this policy.</li>
</ul>
<p><img alt="Hollard Logo" src="https://dev-images.fluyota.co.za/toyotacms/attachments/ckguqfrrp000s0gplperierrj-auto-general.full.jpg" /></p>
<p><br />
Underwritten by The Hollard Insurance Co. Ltd (Reg No 1952/003004/06), an Authorised Financial Services Provider</p>
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defaultConcertinaData[7].title - LEXUS GENUINE SCRATCH AND DENT PLAN?
defaultConcertinaData[7].content.items[0].content - <p>Everyday wear and tear not only decreases the value of your vehicle, but it becomes unsightly over time if not maintained. Keep your vehicle in showroom condition at all times.<br />
</p>
<p><strong>How will you benefit?</strong></p>
<p>Interior damage such as scratches, scuffs and tears.</p>
<p>Exterior damage such as minor dents, chips and scratches.</p>
<p>We pay up to R4500 (including VAT) per maintenance repair.</p>
<p>No limit to the number of repairs needed.</p>
defaultConcertinaData[8]
defaultConcertinaData[8].title - MATTERS OF IMPORTANCE
defaultConcertinaData[8].content.items[0].content - <p>At the time of taking out the policy, please ensure that:</p>
<ul>
<li>All material facts are accurately, fully and properly disclosed by you.</li>
<li>You need to be satisfied with the accuracy of any transaction submitted by your intermediary on your behalf.</li>
<li>Misrepresentation, incorrect or non-disclosure by you of any material facts or circumstances may impact negatively on any claims arising from your insurance contract.</li>
</ul>
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